Financial Services

Vision

At Charles River Bank, it is our belief that the public requires and demands trusted advisors to deliver comprehensive solutions to complex problems with the highest degree of confidentiality and integrity.

Our clients are from all walks of life. They are concerned with their financial well being and have the conviction to implement the steps necessary to help realize their future financial goals. We bring the expertise and experience with many different financial products to create and deliver dynamic solutions. These solutions not only help to meet the immediate needs but also have the flexibility to help address future needs and objectives.

We seek to coordinate with our client's trusted advisors to help develop dynamic and holistic strategies for individuals and businesses. These trusted advisors typically consist of attorneys, certified public accountants and other professionals.

Process

Our strategic process at Charles River Bank starts with you. The process is designed to:

  • Identify financial concerns and objectives.
  • Determine current financial profile.
  • Evaluate financial profile against all levels of risk - injury, sickness, death, and estate taxes.
  • Develop a strategy which includes pertinent advisors.
  • Implement strategy.
  • Review and re-evaluate regularly.

The result is a clear understanding of your financial positions and solutions to help with adequate insurance protection, wealth accumulation strategy, tax management strategy, retirement planning, and estate analysis. A key component of our process is to consistently meet with our clients in a face to face manner to make sure information is relevant, up to date, and meeting our clients goals.

Products and Services

  • Life Insurance
  • Disability Income Insurance
  • Long Term Care Insurance
  • Annuities
  • Mutual Funds
  • Stock and Bond Investment
  • Investment Advisory Services
  • Trust Services
  • Financial Planning
  • Business Continuation Planning
  • Business Retirement Plans
  • Executive Compensation Strategies
  • Retirement Needs Analysis

It is important that our customers understand that the products and services available through our department may not be considered:

  • A Deposit
  • Are not FDIC Insured
  • Are not insured by a Federal Government Agency
  • Are not guaranteed by the bank
  • May go down in Value

The products and services are subject to market conditions and involve investment risk, including the possibility of loss of value .


Products and Services made available through Cambridge Investment Research. Registered Representative, Securities offered through Cambridge Investment Research Inc. a Broker/Dealer, Member FINRA/SIPC. Investment Adviser Representative, Cambridge Investment Research Advisors, Inc. a Registered Investment Advisor. Charles River Bank and Cambridge are not affiliated.


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