Click here for
branch hours & directions.

 
Home > Rates > Deposit

Deposit Product Rates

The Annual Percentage Yields are effective as of May 15, 2013
ACCOUNT NAME MINIMUM BALANCE TO OBTAIN APY
INTEREST
RATE
ANNUAL PERCENTAGE YIELD (APY)
Savings Account
Passbook & Statement
$10
0.10%
0.10%
NOW Checking Account
Minimum to
open: $100
$10
0.05%
0.05%
Premier Checking
Minimum to open: $100
$10
0.05%
0.05%

Choice Plus Checking
Minimum to
open: $100

$500

0.05%

0.05%

Holiday Account

$2

0.15%

0.15%

Consumer Money Market Account
Minimum to
open: $1,000
$100,000 or more
$50,000 - $99,999.99
$15,000 - $49,999.99
$10 - $14,999.99
0.30%
0.20%
0.15%
0.10%

0.30%
0.20%
0.15%
0.10%

Commercial Money Market Account
Minimum to
open: $1,000

$500,000 or more
$200,000 - $499,999.99
$100,000 - $199,999.99
$50,000 - $99,999.99

$15,000 - $49,999.99

$10 - $14,999.99

0.15%
0.35%
0.25%
0.15%

0.10%

0.05%

0.15%
0.35%
0.25%
0.15%

0.10%

0.05%

Charles River Bank Fund Account
Minimum to
open: $10

$10.00 to $14,999.99

$15,000 to $49,999.99

$50,000 and over

 

0.10 %

0.25%

0.35%

 

0.10%

0.25%

0.35%

Current
CD Specials
     
7 Month Certificate of Deposit Special
$1,000
0.35%
0.35%
7 Month IRA Certificate of Deposit Special
$400
0.35%
0.35%
13 Month Certificate of Deposit Special
$1,000
0.65%
0.65%
13 Month IRA Certificate of Deposit Special
$400
0.65%
0.65%
23 Month Certificate of Deposit Special

$1,000

0.80%
0.80%
23 Month IRA Certificate of Deposit Special

$400

0.80%

0.80%

CURRENT CD RATES      
3 Month Certificate of Deposit
$1,000
0.10%
0.10%
6 Month Certificate of Deposit
$1,000
0.10%
0.10%
12 Month Certificate of Deposit
$1,000
0.20%
0.20%
18 Month Certificate of Deposit
$1,000
0.25%
0.25%
24 Month Certificate of Deposit
$1,000
0.35%
0.35%
30 Month Certificate of Deposit
$1,000
0.40%
0.40%
36 Month Certificate of Deposit
$1,000
0.60%
0.60%
42 Month Certificate of Deposit
$1,000
1.00%
1.00%
48 Month Certificate of Deposit
$1000
1.34%
1.35%
60 Month Certificate of Deposit
$1000
1.34%
1.35%
6 Month IRA Certificate of Deposit
$400
0.10%
0.10%
12 Month IRA Certificate of Deposit

$400

0.20%
0.20%
18 Month IRA Certificate of Deposit
$400
0.25%
0.25%
18 Month Add on IRA Certificate of Deposit
$400
0.25%
0.25%
24 Month IRA Certificate of Deposit
$400
0.35%
0.35%
30 Month IRA Certificate of Deposit
$400
0.40%
0.40%
36 Month IRA Certificate of Deposit
$400
0.60%
0.60%
42 Month IRA Certificate of Deposit
$400
1.00%
1.00%
48 Month IRA Certificate of Deposit
$400
1.34%
1.35%
60 Month IRA Certificate of Deposit
$400
1.34%
1.35%
Business Checking Account

(ECR) 0.20%  

*The Earnings Credit Rate (ECR) is variable. Earnings Credit is calculated using the average monthly collected balance in your account and is used to offset regular account maintenance fees.


Rates are subject to change without notice. Fees could reduce the earnings on these accounts. A penalty will be imposed for early withdrawal on Certificates of Deposit. Rates are guaranteed for the length of the term on fixed rate certificates. For variable rate accounts, the rate may change after the account is opened. All deposits are insured in full by the FDIC to $250,000 and by the SIF on amounts in excess of $250,000.

Back to top