| The Annual
Percentage Yields are effective as of January 08, 2010. |
| ACCOUNT NAME |
MINIMUM BALANCE TO OBTAIN APY |
INTEREST
RATE
|
ANNUAL PERCENTAGE YIELD (APY) |
|
Savings Account
Passbook & Statement
|
$10
|
0.25%
|
0.25%
|
NOW Checking Account
Minimum to
open: $100 |
$10
|
0.10%
|
0.10%
|
|
CRB Club Premier
Minimum to open: $100
|
$10
|
0.10%
|
0.10%
|
CRB Club Choice
Plus
Minimum to
open: $100 |
$500
|
0.10%
|
0.10%
|
|
Holiday Account
|
$2
|
0.25%
|
0.25%
|
|
Consumer Money Market Account
Minimum to
open: $1,000
|
$100,000 or more
$50,000 - $99,999.99
$15,000 - $49,999.99
$10 - $14,999.99
|
0.65%
0.40%
0.25%
0.10%
|
0.65%
0.40%
0.25%
0.10%
|
Commercial Money Market
Account
Minimum to
open: $1,000
|
$500,000 or more
$200,000 - $499,999.99
$100,000 - $199,999.99
$50,000 - $99,999.99
$15,000 - $49,999.99
$10 - $14,999.99
|
0.25%
0.65%
0.35%
0.25%
0.15%
0.05%
|
0.25%
0.65%
0.35%
0.25%
0.15%
0.05%
|
|
Charles River Bank Fund Account
Minimum to
open: $10
|
$10.00 to $14,999.99
$15,000 to $49,999.99
$50,000 and over
|
0.10 %
0.45%
0.70%
|
0.10%
0.45%
0.70%
|
|
|
|
|
|
|
7 Month Certificate of Deposit Special
|
$1,000
|
0.83%
|
0.83%
|
|
7 Month IRA Certificate of Deposit Special
|
$400
|
0.83%
|
0.83%
|
|
11 Month Certificate of Deposit Special
|
$1,000
|
1.03%
|
1.03%
|
|
11 Month IRA Certificate of Deposit Special
|
$400
|
1.03%
|
1.03%
|
|
23 Month Certificate of Deposit Special
|
|
1.81%
|
1.83%
|
|
23 Month IRA Certificate of Deposit Special
|
|
1.81%
|
1.83%
|
| CURRENT CD RATES |
|
|
|
|
3 Month Certificate of Deposit
|
$1,000
|
0.33%
|
0.33%
|
|
6 Month Certificate of Deposit
|
$1,000
|
0.43%
|
0.43%
|
|
12 Month Certificate of Deposit
|
$1,000
|
0.63%
|
0.63%
|
|
18 Month Certificate of Deposit
|
$1,000
|
0.73%
|
0.73%
|
|
24 Month Certificate of Deposit
|
$1,000
|
0.83%
|
0.83%
|
|
30 Month Certificate of Deposit
|
$1,000
|
1.22%
|
1.23%
|
|
36 Month Certificate of Deposit
|
$1,000
|
1.72%
|
1.73%
|
|
42 Month Certificate of Deposit
|
$1,000
|
2.21%
|
2.23%
|
|
6 Month IRA Certificate of Deposit
|
$400
|
0.43%
|
0.43%
|
|
12 Month IRA Certificate of Deposit
|
|
0.63%
|
0.63%
|
|
18 Month IRA Certificate of Deposit
|
$400
|
0.73%
|
0.73%
|
| 18 Month Add on IRA Certificate
of Deposit |
$400
|
0.73%
|
0.73%
|
|
24 Month IRA Certificate of Deposit
|
$400
|
0.83%
|
0.83%
|
|
30 Month IRA Certificate of Deposit
|
$400
|
1.22%
|
1.23%
|
|
36 Month IRA Certificate of Deposit
|
$400
|
1.72%
|
1.73%
|
|
42 Month IRA Certificate of Deposit
|
$400
|
2.21%
|
2.23%
|
Business Checking Account
|
(ECR) 0.50%
*The Earnings Credit Rate (ECR) is variable. Earnings Credit is
calculated using the average monthly collected balance in your account
and is used to offset regular account maintenance fees.
|
