Savings & Investments
Statement Savings Account
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Competitive interest rate |
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Minimum balance to open an account and earn interest is $10.00 |
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24-hour account access with: |
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Easy to read monthly statement for accurate record keeping |
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Only $1.00 monthly charge if daily balance falls below $100 per statement cycle |
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Savings and Money Market Accounts are restricted to six automatic, preauthorized, or other third party transfers per statement cycle |
Check Rates
Passbook Savings Account
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Competitive interest rate |
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Minimum balance to open an account and earn interest is $10.00 |
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Passbook provides accurate record of transactions |
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Only $1.00 monthly charge if daily balance falls below $100 per statement cycle |
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Savings and Money Market Accounts are restricted to six automatic, preauthorized, or other third party transfers per statement cycle |
Check Rates
Charles River Bank Fund
This special savings account helps you help the community. Every dollar deposited into the Charles River Bank Fund helps fund special First Time Homebuyer Programs, low rate Home Improvement Loans for those on a fixed income and special Small Business Loans for local businesses looking to grow. And you’ll benefit with:
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No monthly maintenance fees |
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Competitive, tiered rates |
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Minimum balance to open an account and earn interest is $10.00 |
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Easy to read monthly statement for accurate record keeping |
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24-hour account access with: |
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Savings and Money Market Accounts are restricted to six automatic, preauthorized, or other third party transfers per statement cycle |
Check Rates
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Certificates of Deposit
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A variety of CD terms ranging from 3 months to 3-½ years (Be sure to ask about our CD Specials offered each week!) |
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Minimum balance to open $1,000 |
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Competitive interest rate is compounded and posted monthly |
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Interest can be withdrawn at any time |
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Funds may be added at maturity |
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CD will be automatically renewed |
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Fully insured by the dual insurance coverage of the FDIC and the SIF |
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As with most CDs there is a penalty for early withdrawal of principal |
Check Rates
Money Market Account
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No monthly maintenance fees |
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Competitive, tiered rates |
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24-hour account access with: |
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Check writing privileges, up to 3 per statement cycle |
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Unlimited in-person deposits and withdrawals |
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Minimum deposit to open is $1,000 |
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Convenient monthly statement for accurate record keeping |
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Online check ordering |
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Savings and Money Market Accounts are restricted to six automatic, preauthorized, or other third party transfers per statement cycle |
Check Rates
Individual Retirement Accounts
Charles River Bank offers a choice of IRA Plans including Traditional, Roth and Education IRAs. We'll take the time to provide you with the facts about each IRA and answer any questions you may have, to help you to reach an investment decision that you're comfortable with. Check out our IRA Information Chart (PDF) for detailed answers to the many issues surrounding both contributions and distributions on each type of IRA plan. Fully insured by the dual insurance coverage of the FDIC and the SIF
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Charles River Bank IRAs feature:
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A variety of terms ranging from 6 months to 3-½ years |
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Minimum balance to open $400 |
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18 Month Add-On IRA allows $100 incremental deposits at any time |
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Competitive interest rate is compounded and posted monthly |
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No monthly or annual fees |
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Funds may be added at maturity |
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Fully insured by the dual insurance coverage of the FDIC and the SIF |
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As with most CDs there is a penalty for early withdrawal of principal |
Check Rates
View Schedule of Fees
Charles River Bank's Routing & Transit Number: 211373018
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