Schedule of Fees

Effective October 15, 2007

Certified Check

$ 10.00

Click24 On-Line Banking

$ FREE

Click24 On-Line Bill Payer*

$ 4.95

Click24 Expedited Payment Fee

$ 9.95

Deposit to Deposit Overdraft Protection

$ 3.00

Foreign ATM Fee*

$ 1.00

Levies or Attachments

$ 25.00

Money Order*

$ 2.50

Over the Counter Statement

$ 5.00

The categories of transactions for which an overdraft charge may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means.

Insufficient Funds Charge (check paid, per item)

$ 25.00

Insufficient Funds Charge (check returned unpaid per item)

$ 25.00

Overdraft Line of Credit (annual fee)*

$ 25.00

PhoneBank Telephone Banking

$ FREE

Research
    Per Hour
    Photo of Item
    Photo of Statement

$ 30.00
$ 3.00
$ 5.00

Replace Lost ATM Card (more than one per year)

$ 10.00

Replace Lost Passbook (more than one per year)

$ 10.00

Returned Check Charge
Personal Account
Commercial Account

$ 4.75
$ 7.00

Stop Payment

$ 20.00

Telephone Transfer

$ 5.00

Treasurers Check*

$ 4.00

Uncollected Funds

$ 15.00

Traveler’s Cheques*
American Express Traveler’s Cheques for 1
(per $100)
American Express Traveler’s Cheques for 2
(per $100)

$ 1.00

$ 1.50

Wire Transfer
    Domestic Outgoing
    Domestic Incoming
    Foreign Outgoing
    Foreign Incoming

$ 20.00
$ 10.00
$ 40.00
$ 10.00

Check Collection Fees
Domestic
Foreign

$ 15.00
$ 25.00

Night Deposit Bag

$ 20.00

Night Deposit Key Replacement

$ 10.00

Retirement Plans
Retirement Plan Annual Fee
Retirement Plan Termination Fee

$ 10.00
$ 25.00

Safe Deposit Boxes*
    •3x5
    •5x5
    •3x10
    •5x10
    •6x10
    •10x10
    •Lock Replacement
    •Lost Key Placement
    •Box Drilling

$ 40.00
$ 50.00
$ 60.00
$ 85.00
$ 115.00
$ 140.00
Actual Cost + $ 20.00
Actual Cost + $ 20.00
Actual Cost + $ 20.00

*Some charges may be reduced or eliminated with Co-op Club Checking Account Packages. Ask a Personal Banker for details.

If you are 65 or older or 18 or younger, you may be eligible for reduced fees and service charges. For additional information about your eligibility, please speak with a Personal Banker.

FEE SCHEDULE
Effective October 15, 2007
Certified Check	$ 10.00
Click24 On-Line Banking	$ FREE
Click24 On-Line Bill Payer*	$ 4.95
Click24 Expedited Payment Fee	$ 9.95
Deposit to Deposit Overdraft Protection	$ 3.00
Foreign ATM Fee*	$ 1.00
Levies or Attachments	$ 25.00
Money Order*	$ 2.50
Over the Counter Statement	$ 5.00
The categories of transactions for which an overdraft charge may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means.
Insufficient Funds Charge (check paid, per item)	$ 25.00
Insufficient Funds Charge (check returned unpaid per item)	$ 25.00
Overdraft Line of Credit (annual fee)*	$ 25.00
PhoneBank Telephone Banking	$ FREE
Research Per Hour Photo of Item Photo of Statement	$ 30.00 $ 3.00 $ 5.00
Replace Lost ATM Card (more than one per year)	$ 10.00
Replace Lost Passbook (more than one per year)	$ 10.00
Returned Check Charge Personal Account Commercial Account	$ 4.75 $ 7.00
Stop Payment	$ 20.00
Telephone Transfer	$ 5.00
Treasurers Check*	$ 4.00
Uncollected Funds	$ 15.00
Traveler’s Cheques* American Express Traveler’s Cheques for 1 (per $100) American Express Traveler’s Cheques for 2 (per $100)	$ 1.00 $ 1.50
Wire Transfer Domestic Outgoing Domestic Incoming Foreign Outgoing Foreign Incoming	$ 20.00 $ 10.00 $ 40.00 $ 10.00
Check Collection Fees Domestic Foreign	$ 15.00 $ 25.00
Night Deposit Bag	$ 20.00
Night Deposit Key Replacement	$ 10.00
Retirement Plans Retirement Plan Annual Fee Retirement Plan Termination Fee	$ 10.00 $ 25.00
Safe Deposit Boxes* •3x5 •5x5 •3x10 •5x10 •6x10 •10x10 •Lock Replacement •Lost Key Placement •Box Drilling	$ 40.00 $ 50.00 $ 60.00 $ 85.00 $ 115.00 $ 140.00 Actual Cost + $ 20.00 Actual Cost + $ 20.00 Actual Cost + $ 20.00
*Some charges may be reduced or eliminated with Co-op Club Checking Account Packages. Ask a Personal Banker for details.
If you are 65 or older or 18 or younger, you may be eligible for reduced fees and service charges. For additional information about your eligibility, please speak with a Personal Banker.